PMI Removal Appraisals
If your home has gone up in value, you may be able to drop private mortgage insurance sooner.
Use Current Value to Support PMI Cancellation
Many homeowners keep paying PMI longer than they need to. If your loan balance has dropped and your home has appreciated, your lender may allow a current appraisal to support removal of private mortgage insurance.
That can mean real monthly savings. But the number has to be credible.
Request a PMI Removal Appraisal →Before You Order
Check with your lender first. Some lenders will accept an appraisal from an independent appraiser. Others require you to order through them or use a specific panel. Get that answer up front so you do not waste time or money.
Why Homeowners Use This Service
- Potentially reduce monthly mortgage payment
- Support an early PMI cancellation request
- Get a realistic current value based on market evidence
- Use recent appreciation and improvements to document equity
Frequently Asked Questions
Will an appraisal automatically remove PMI?
No. Your lender decides whether PMI can be removed and what documentation they require.
Can home improvements help?
Sometimes, yes. Improvements can contribute to value if the market supports it.
Do you cover St. Johns and Jacksonville area properties?
Yes. We cover Duval, St. Johns, Clay, Putnam, Flagler, and Baker counties.
Areas Served for Residential Appraisals
Caleb Hollis Appraisals serves residential appraisal clients across Northeast Florida, including Duval, St. Johns, Clay, Putnam, Flagler, and Baker counties. For local market details, start with these appraisal pages:
- Jacksonville
- St. Johns
- St. Augustine
- Ponte Vedra
- Palm Coast
- Nocatee
- Fruit Cove
- Orange Park
- Fleming Island
- Palatka
See the full service area for county coverage and additional city pages.
What you receive with a PMI removal appraisal
- A current residential value opinion based on comparable sales and property condition.
- Market support that can help with a lender’s PMI review process.
- A clear explanation of the property features and sales used in the analysis.
See whether current market value may support a PMI removal request.
Need help with pmi removal appraisals?
Order online, call, or text Caleb Hollis Appraisals Inc. at 904-510-3398.